Personal Property Coverage
The portion of your homeowners or renters policy that covers your belongings — furniture, electronics, clothing, and more — if they are damaged, destroyed, or stolen. Most policies set personal property coverage at 50% to 70% of your dwelling coverage amount. High-value items like jewelry may need a separate endorsement.
Related Terms
Disclaimer: This glossary entry is for informational purposes only and does not constitute financial or insurance advice. Consult with a licensed insurance professional for personalized guidance. GuardianChoices may earn affiliate commissions from links on this site — see our advertiser disclosure.
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