← Insurance Glossary·Health Insurance

Health Savings Account (HSA)

A tax-advantaged savings account available to people enrolled in a high-deductible health plan (HDHP). You can contribute pre-tax dollars, the money grows tax-free, and withdrawals for qualified medical expenses are also tax-free. Unused funds roll over year to year and the account is yours even if you change jobs.

Related Terms

Disclaimer: This glossary entry is for informational purposes only and does not constitute financial or insurance advice. Consult with a licensed insurance professional for personalized guidance. GuardianChoices may earn affiliate commissions from links on this site — see our advertiser disclosure.

Get Our Free Insurance Buying Guide

Money-saving tips, comparison checklists, and red flags to avoid — for every type of insurance. Delivered free to your inbox.

We respect your privacy. Unsubscribe at any time.