Premium

The amount you pay your insurance company to keep your policy active. Premiums can be paid monthly, quarterly, or annually. The cost depends on factors like your age, health, coverage amount, and the type of insurance you buy.

Real-World Example

Maria pays a $120 monthly premium for her auto insurance policy, which covers liability and collision.

Related Terms

Disclaimer: This glossary entry is for informational purposes only and does not constitute financial or insurance advice. Consult with a licensed insurance professional for personalized guidance. GuardianChoices may earn affiliate commissions from links on this site — see our advertiser disclosure.

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