HO-5 Policy
A premium homeowners insurance policy that provides open-peril coverage for both your home's structure and your personal property. This means everything is covered unless specifically excluded, giving you the broadest protection available. HO-5 policies cost more than HO-3 but have fewer coverage gaps.
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Disclaimer: This glossary entry is for informational purposes only and does not constitute financial or insurance advice. Consult with a licensed insurance professional for personalized guidance. GuardianChoices may earn affiliate commissions from links on this site — see our advertiser disclosure.
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