← Insurance Glossary·Auto Insurance

Comprehensive Insurance

Auto coverage that pays for damage to your vehicle caused by events other than a collision, such as theft, vandalism, hail, floods, or hitting an animal. Like collision, it is optional unless required by a lender and comes with a deductible.

Real-World Example

When a tree branch fell on Jessica's car during a storm, her comprehensive insurance covered the $4,200 in damage after her $250 deductible.

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Disclaimer: This glossary entry is for informational purposes only and does not constitute financial or insurance advice. Consult with a licensed insurance professional for personalized guidance. GuardianChoices may earn affiliate commissions from links on this site — see our advertiser disclosure.

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